Sum Insured’s CIRCA Net home contents replacement cost calculator gives you the ability to quickly and easily calculate a reliable insurance reinstatement cost for your valuable assets.

CIRCA which stands for Contents Insurance Residential Cost Address database is an expert system that combines Sum Insureds unique home contents replacement cost database with individual property household data, using a sophisticated estimating technique known as “dynamic elemental modelling” (DEM).

The process starts with the user entering the home address details, following which they are presented with a comprehensive list of the key features of the household together with a suggested replacement cost for the home's contents.

Users are then able to accept this value or amend the household details and CIRCA Net will automatically re-calculate the replacement cost of the home's contents.

For those users looking to examine the home contents estimate in more detail, CIRCA Net allows users to go behind the scenes and examine the detailed inventory list that lies behind every unique estimate. Users can fine tune the estimate by making changes at the individual item level, these changes are then incorporated in the estimate and a new sum insured value generated.

The data within CIRCA Net is kept fully up to date with regular updates made throughout the year, particularly to categories containing important and fast paced items, most notably in the technology area.