Estimate the cost to replace your home contents

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Home Contents Sum Insured Calculator

This calculator uses information supplied by Sum Insured, a leading provider of contents cost information, to give an estimated value of your contents.

The estimate is based on general information Sum Insured has about your home which can then be further edited to reflect your home contents.

If we don’t have your details or if your details need to be amended, simply answer a few quick questions and we’ll automatically calculate a new contents sum insured.

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Click here to find out how the calculator works.

Typical building contents replacement costs are provided by Sum Insured. Whilst all reasonable care is taken to ensure the accuracy of the information as a guide for costing building contents replacement costs, no responsibility is accepted by Sum Insured for its accuracy. Please check with a Valuer or other suitably qualified professional for an accurate costing estimate. Tower takes no responsibility for the costs provided by Sum Insured nor any liability for the accuracy of or reliance upon or use of, the costs. The Sum Insured contents calculator does not provide financial advice on the type of policy or amount of insurance you should have, and doesn't take into account your personal situation. You must choose the level of cover that's right for you.

© 2003 - 2025 Sum Insured is a trading name of Land Services SA Operating Pty Ltd (ACN 618 229 815) as trustee for Land Services SA Operating Trust (ABN 86 836 650 939). The building contents replacement cost calculator is registered under New Zealand Patent Registration Number 586822.